Rail travel insurance for e-ticket reservations now becomes free

rail-travel-insurance-for-e-ticket-indian-bureaucracy
rail-travel-insurance-for-e-ticket-indian-bureaucracy

THE MINISTRY of Railways has rolled out its insurance scheme for passengers, under which they can buy a premium of 92 paise while booking a ticket to get an insurance cover of up to Rs 10 lakh.

Railway Minister Suresh Prabhu had announced an optional travel insurance scheme in his budget speech.

The new facility will be available to all passengers, excluding those travelling by suburban trains, while booking online irrespective of the class. For the time being only those booking e-tickets will be able to avail of it.

THE MINISTRY of Railways has rolled out its insurance scheme for passengers, under which they can buy a premium of 92 paise while booking a ticket to get an insurance cover of up to Rs 10 lakh.

Railway Minister Suresh Prabhu had announced an optional travel insurance scheme in his budget speech.

The new facility will be available to all passengers, excluding those travelling by suburban trains, while booking online irrespective of the class. For the time being only those booking e-tickets will be able to avail of it.

The cover will not be applicable for children upto 5 years of age and foreign citizens. It will be for passengers holding tickets such as confirmed, RAC and wait-listed.

The scheme offers travellers/nominees/legal heirs a compensation of Rs 10 lakh in the event of death or total disability, Rs 7.5 lakh for partial disability, upto Rs 2 lakh for hospitalisation expenses and Rs 10,000 for transportation of mortal remains from the place of a train accident or where an untoward incident, including terrorist attack, dacoity, rioting, shootout or arson, occurs.

However, no refund of the premium will be given in case of cancellation of the ticket.

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